Pag IBIG Online Registration: Benefits, Eligibility, Types of Support Payments, Who Can Apply?

Ritu Lamba
Ritu Lamba
Pag IBIG Online Registration

Know all on Pag IBIG Online Registration: Benefits, Eligibility, Types of Support Payments, Who Can Apply? The best way to invest in any program is to research all available sources and determine affordable ways to own a house in the Philippines. The Pag IBIG Online Registration procedure is rapid and convinient compared to the physical one. To make it easier, review our article, where we will try to resolve all the queries.

Pag IBIG Online Registration

The Government owns Pag IBIG and works under the DHSUD in the Philippines. The Pag IBIG Online Registration is the action to enrol and be a member via the official Pag IBIG website. The entire process includes submitting all crucial information and document verification. After enrollment, the applicant will be allocated the Pag IBIG Membership ID, which can be used to check the payment status further.

Luckily, Pag IBIG Online Registration can now be done online hassle-free. There is no need to visit the nearest office and be in queues for hours to do the registration. Through our guidance, you can make it happen in a couple of minutes and be a member of Pag IBIG instantly.

Important Links

  1. Child Benefit Payments
  2. Cost of Living Payment
  3. Housing Benefit Dates
  4. Benefit Payment Dates
  5. Worker Benefit Payment

Types of Support Payments

Remember that the Pag IBIG Online Registration is only for new applicants. Pag IBIG membership has two types: mandatory and voluntary. Mandatory Pag IBIG Membership is for all employees working in the private sector and is limited to the age of 60 years. Household helpers, drivers, and gardeners getting P1,000 per month are also a part of mandatory membership.

Pag IBIG Online Registration

Those not qualifying for the Mandatory Pag IBIG have an alternative option for voluntary membership. Meanwhile, the Voluntary Pag IBIG Membership non-working ranges between 18 and 65 years. All the religious leaders of the nation, pensioners, investors, public officials, and non-GSIS coverage holders are worthy of this membership.

Pag IBIG Online Registration Benefits

Being a member of Pag IBIG allows slow-income holders to overcome the need for finances when it comes to buying a new home. ̣Here’s an overview of the benfits that can be enjoyed after becoming a member of Pag IBIG.

  • Members can contribute to saving some amount for future retirement as a part of the Pag IBIG Regular Saving Program.
  • Individuals can abstract amounts via the loans for different purposes, including home loans. They have the minimum interest rate and maximum refund terms.
  • Members can relish several discounts and rewards via the Pag-IBIG Loyalty Card Plus.

The existing members do not have to undergo any documentation verification procedure for funds. Continue reading our article till the end to know the various other types of programs.

Pag IBIG Online Registration Eligibility

Individuals must have a birth certificate for the online procedure. Personal data such as DOB, Parental name, etc., should match the data on the Birth certificate. Avoid any errors while filling out the credentials. Kindly go through the eligibility criteria we have shared in this part.

  • Individuals below 60, whether permanent, temporary or private employees, can participate in the membership.
  • Housemaids who earn less than P1,000 within a month.
  • All national uniformed members of the Philippines are eligible.
  • Employees working under the Government Service Insurance System must apply for the Pag IBIG.

Any correction in the records will not be made online. Individuals must visit the nearest office to make corrections and carry a supporting document.

Who Can Apply For Pag IBIG?

Any individual dwelling in the Philippines who is below the age of 60 years and looking for financial help for housing loans or retirement can create an online account. Buying an affordable house is a dream for most of the average employee in the nation. To fulfil the dream, the Government is crucial in imparting benefits through various programs and schemes.

Government Housing Programs: The Philippines Government has implemented many programs for low and average-income holders. This housing project includes the Community Mortgage Program and the National Housing Authority.

Bank Financing: Several banks suggest taking a home loan to help beneficiaries with flexible payments and low-interest rates. The bank rates can be compared easily, and suitable banks can be chosen according to their preferences.

Grab the mobile, tablet or laptop via the official website and complete the application accordingly. If you face obstacles in the application process, contact the Pag IBIG.

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Ritu Lamba is an expert in Social Welfare and Finance Assistance. She is the newest member of SMT team but have 4 years of experience in Public Finance and Welfare.
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